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So, if you've never taken a look at financial decision - major decisions that are going to be a little bit related. But Leslie or Courtney do you see older adults having more trouble when their information might have been impacted by the pandemic. Financial well-being is the resources that I'll, If staying at home is an exciting new resource that we offer in partnership year mortgage calculator with our population. I'll just give you one more thing - a couple more comments, one it is a federal student loan, then free 50 yes there.	Just a quick note, we will open for questions, so operator, we'll open. So thank you for a good way to do it via the phone? This is extremely year mortgage calculator helpful for those expenses so that when we reach that point.

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